We can help you envision your ideal financial future and bring it to life


The Envision® process is a planning tool used to help prioritize your goals and work toward achieving them. It strives to help you live the one life you live the best way you can, without undue financial sacrifice or overexposure to risk.

“Investment planning” is often simplified by boiler-plate investment mixes and generalized guesswork. While that’s still better than nothing, it’s quite impersonal and rather vague. In steps the Envision process.

This process goes far beyond simply choosing an investment strategy and then hoping for the best. It’s a life planning tool for you and your family, and it helps us properly:

• Explore your life goals

• Plan your investments around benchmarks that hold real meaning for you

• Track your progress toward those benchmarks

• Re-sync – or rethink – your approach whenever necessary

You can see each of the eight steps listed in the Envision wheel above, but let’s take a closer look at what we’re doing during each phase of this goals-based process.

1. Define Major Life Goals

The process begins with
identifying your goals and
dreams to help explore the
options we have available to
help you achieve them.

2. Set Ideal and Acceptable Goals

Setting goals in this way allows
us to build your ideal scenario
in a perfect world, at the same
time outlining acceptable
scenarios that still allow you
to achieve the goals you have
set out to reach.

3. Prioritizing Goals

Prioritizing the goals in order
of importance is a critical
step in the process. It allows
us to outline what is most
important to you so we can
focus on reaching those goals

4. Stress Testing Goals

The Envision “stress test” will
test each scenario in 1,000
different simulations. During
these simulations, your goals
will be subject to random
market conditions ranging
from up years to down years
and everything in between.
We can then determine how
likely you are to achieve your
outlined goals.

5. Making a Plan of Recommendation

Once we have outlined
your ideal and acceptable
scenarios, we are able to
create a recommended plan
specific to you and only you.
The plan will outline your
specific goals and financial
picture – it’s our roadmap, so
to speak.

6. Implementing the Plan

Based on your goals,
concerns, risk tolerance,
time horizon, and financial
situation, we are then able
to create a custom plan that
meets your specific situation.
Every situation is different,
and the Envision process
allows us to cater to your

7. Monitoring the Progress

The most valuable part of
the Envision process is your
ability to track your progress
at any time. Your plan updates
progress each night and
creates a timely benchmark
unique to your goals and

8. Revisiting Your Goals and Priorities

It’s important to factor in
changes with your goals along
the way. Within Envision,
we have the ability to make
changes and updates at any
time. With this in mind, the
plan is always aligned and on
track to meet your current
* IMPORTANT: The projections or other information generated by [name of investment analysis tool] regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time